Flood Alert In The UK
Keywords: flood insurance uk, flood plain insurance, homeowner flood insurance
According to a recent survey, about 6.5 million homes in the UK are at risk from flooding, and 1.5 million of these homes are in high risk areas. This survey should make your bones shiver because your house could be one of the 6.5 million homes! So far, the government has completed only flood defenses and protection for about 80,000 homes.
With this, if you can not get flood insurance for your home, you are in neck deep trouble. You should have already been aware, that if your house is located in a high risk area, flood insurance companies will not welcome you with wide arms and big smiles. The problem is expected to escalate if global warming continues because by 2030, the survey estimates that the 1.5 million homes at risk today could bloat to as high as 3.5 million homes. This is a staggering figure, an alarming prospect that people in the UK should be prepared for.
Due to the recent severe flooding in high risk areas in the UK, leading insurance providers have been mulling about removing flood insurance cover from their policies because they had been stung by the flood insurance claims amounting to millions of pounds. That is if the government will not make any move to increase its budget for putting up flood defenses.
It is the responsibility of the Department for Environment, Food and Rural Affairs (DEFRA) to develop and maintain these flood defenses in the UK. The immediate result of the severe floods is that people with homes located in high risk areas can only expect their flood insurance premiums soaring up.
This is not good news for people in the high risk areas because their premiums could even rise up to 400 percent especially in the areas most prone to flooding. Do not also be surprised if your existing flood insurance provider may decline to renew your flood insurance policy or even refuse to sell flood insurance cover mostly in areas where floods are prone to hit most.
Internet reports also show that if DEFRA does not get on top of this problem, the possibility that UKs current bill of 950 million pounds a year for flood damage could rise to as high as 3.2 billion pounds. The insurance claim for household flood damage in the UK is 30,000 pounds, a figure which is much higher than insurance claims for fire damage.
To help control this alarming occurrence, the Association of British Insurers (ABI) is pressuring the DEFRA to hasten installing and upgrading flood defenses in the UK, especially those areas considered to be high risk.
If you think your home or the home you are planning to move on to is one of the 6.5 million homes facing the risk of flooding, or is in a high risk area, you can find out by checking the maps and visiting DEFRAs website www.environment-agency.gov.uk. This is not something you can play deaf and blind to. Your whole future could be at stake so do not delay.
If you are looking for advice on flood insurance, flood plain insurance, reducing your flood insurance premium or any kind of flood insurance advice, visit www.floodinsuranceadvice.com now. Flood Insurance Advice is a goldmine for information on all aspects of flood insurance.
Previous Articles Highlighter:
Hurried Shopping For Military Products (1)
Navy recruits are hurried to buy military items like dungarees and chambray shirts that are neatly folded on shelves in the Navy Uniform Section of the Exchange where all shopping is done.
Advantages Of Commercial Ground Lease Properties (2)
It's not unusual for a city or town to lease land to educational institutions, for instance, retaining ownership of the land while giving the lessee the control needed to make improvements to the property.
Do Your Back A Favor - Get Light Weight Camping Gear For Your Trip (3)
Discard the things you would "like to have", as this will only add to the weight of the back pack. Remember you are going to rough it out for the next few days so take only the bare essentials and make do with them for the entire trip.
Fly-Fishing For Largemouth Bass (4)
If I could only have two flies to fish with, these would be it. They catch anything that swims in both fresh and salt water, anywhere in the world!
Great Resources To Improve Your Bass Fishing Techniques! (5)
Kevin Van Dam's Bass Strategies: A Handbook for All Anglers by Kevin Van Dam and Louie Stout (Jan 1996) Kevin Van Dam is a skilled bass fisherman who just happens to be one of the best in the world.
A Quick Guide To The Delights Of Austin Bass Fishing! (6)
You can also go there to fish all year round, but the seasons of Fall and Spring are best in terms of the bass population and the amount of people on the lake.
Florida Tent Camping - Fun All Around The Year! (7)
People who are used to such terrain normally pitch their tents at considerable distance from the tall grass, titi, brush, saw palmetto thickets, rock piles and wet regions close to swamps, rivers and marshes that are usual snake breeding grounds.
The Latest Buzz On Best Camping Gear And Supplies! (8)
Abhishek is a Camping freak! Visit his website www.Camping-Guru.com and download his FREE Camping Report and learn some amazing Camping tips and tricks for FREE. Learn how to have the perfect vacation on a shoe-string budget.
Free And Low Cost Website Advertising Ideas (9)
Robert Paul Williams is the Editor of Work At Home Business Website. Come Browse Our Free Article Library. work-at-home-business-website.com Get a Free Hyperlinked Copy of this Article by Sending a Blank email to freeadtips@work-at-home-business-website.com
Here Is How To Deal With Sewer Damage (10)
But, in most cases carpet cannot be totally cleansed of these blemishes or hazardous particles. Curtains and some lean objects within your household may be sanitized, so you should be certain to clean these things in the most scalding water that you can.
Newer Articles Highlighter:
The Top 10 Uses Of Utility Trailers (1)
Simply put, a utility trailer is any type of non motorized trailer that attaches to your vehicle so that you can haul whatever you need to. Utility trailers can be either enclosed or open; they can be large or small; and they can be simple or elaborately styled to match your towing vehicle.
How To Properly Install And Use Towing Mirrors (2)
Towing mirrors should be used in addition to your existing mirrors. Do not expect them to do the work of all of your mirrors. Simply use them to enhance your field of vision while towing.
Are You Interested In Becoming A Certified Nursing Assistant? (3)
By spending so much time with their patients in a nursing care facility, they are generally the first people to notice any changes in health or behavior. This can be imperative when it comes to letting the doctors and other nurses know if there is anything else that needs to be addressed.
Homes And Gardens- Organizing Tips To Spruce Up Your Home And Garden (4)
In all probability, once you have everything shipshape, you could be paying increased attention to your environs and quietly absorbing its beautiful ambience. Abhishek is a self-confessed Gardening addict!
Landscape Gardening Apprenticeship - 12 Basics You Should Know About Landscape Gardening Apprentices (5)
4. Apprentices are taught the importance and usage of various landscaping equipments and their appropriate application in specific projects. 5. Apprentices are taught in detail about various soil types.
Indoor Vs Outdoor Boat Storage - Which One Is Right For You? (6)
In almost any locality in which boat storage is accessible , which means anyplace where you can find boats used on water often, you will discover both indoor as well as outdoor boat storage.
How To Optimize Your Website For Ask (7)
Yes, you still need to use an alt tag, and the alt tag should contain the target keyword. But in addition, the image's actual filename should also contain the keyword AND the page text near the image should include the keyword.
A Brand New Car With New Car Loans (8)
Rebates are a better option as they help you save more money. Always try to negotiate better on the additional features that come along with the vehicle. Let the salesperson know that he can lose you if he does not come up with a good deal to suit your requirement.
Essentials Of Pontoon Boat Repair (9)
Visit his website www.Boating-Guru.com and download his FREE Special Boating Report and learn some amazing Boating tips and tricks for FREE! Also discover some excellent ways to finance your boat.
How To Motivate Your Students Using Awards (10)
This is a good way to include the children who might figure they have no chance at winning a good behavior award, so they automatically try to be bad. These awards are one-time only affairs and should only be given to one child in the class.